{"id":32,"date":"2022-10-26T04:00:00","date_gmt":"2022-10-26T10:00:00","guid":{"rendered":"https:\/\/www.augustvincent.com\/blog\/?p=32"},"modified":"2022-10-26T12:41:38","modified_gmt":"2022-10-26T18:41:38","slug":"who-really-needs-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.augustvincent.com\/blog\/who-really-needs-umbrella-insurance\/","title":{"rendered":"Who Really Needs Umbrella Insurance?"},"content":{"rendered":"

You may have heard the term "umbrella insurance" before, but what is it really? And do you really need it? Here’s a quick overview of umbrella insurance from August Vincent Insurance Agency <\/span>in Huntley, IL.<\/p>\n

What is Umbrella Insurance?<\/h2>\n

Umbrella insurance is an additional layer of protection that can be added to your existing auto and homeowner’s insurance policies. It provides coverage for claims that may exceed the limits of your regular policy, such as personal injury or property damage.<\/p>\n

For example, let’s say you’re at a barbecue and someone slips on a wet spot on the deck. They might sue you for medical expenses, lost wages, and pain and suffering. If the cost of their lawsuit exceeds your homeowner’s policy limit, umbrella insurance would step in to cover the difference.<\/p>\n

Do You Need Umbrella Insurance?<\/h3>\n

Many people don’t need umbrella insurance because they don’t have enough assets to warrant the extra coverage. However, if you have a lot of assets—such as a home, investment property, savings, stocks, or bonds—you might want to consider umbrella insurance to protect yourself from a potential lawsuit.<\/p>\n

We Are Here To Answer Your Questions<\/h3>\n

Umbrella insurance is an additional layer of protection that can be added to your existing auto and homeowner’s insurance policies. It provides coverage for claims that may exceed the limits of your regular policy, such as personal injury or property damage. If you have a lot of assets in Huntley, IL — such as a home, investment property, savings, stocks, or bonds— you might want to consider umbrella insurance to protect yourself from a potential lawsuit. Contact August Vincent Insurance Agency<\/span> to set up a time, and we can help you determine if umbrella insurance is right for you.<\/p>\n","protected":false},"excerpt":{"rendered":"

You may have heard the term "umbrella insurance" before, but what is it really? And do you really need it? Here’s a quick overview of umbrella insurance from August Vincent Insurance Agency in Huntley, IL. What is Umbrella Insurance? Umbrella insurance is an additional layer of protection that can be added to your existing auto and homeowner’s […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-august-vincent-insurance-agency","tag-huntley-il"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/posts\/32","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/comments?post=32"}],"version-history":[{"count":1,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions"}],"predecessor-version":[{"id":33,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions\/33"}],"wp:attachment":[{"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/media?parent=32"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/categories?post=32"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.augustvincent.com\/blog\/wp-json\/wp\/v2\/tags?post=32"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}