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August Vincent Insurance Agency

11013 N Woodstock St #692
Huntley, IL 60142

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Illinois Insurance Blog

Types of auto insurance coverage

Auto insurance is not just a single type of coverage, it has multiple components. It is a customizable policy that can include only the parts that you want. You don’t need to pay for types of coverage that are just not right for you. At August Vincent Insurance Agency in Huntley, IL, we have been serving the Quad City area for the last 10 years. Our agents will work hard to make sure you get the best insurance product customized for your particular needs.

Liability coverage

Liability coverage is the amount that is usually mandated by each state to protect other drivers from you in the event that you cause an accident. It is designed to protect your assets from being lost to a judgment against you. The amount of coverage you have should reflect your financial situation. 

Collision coverage

Collision coverage comes with a deductible. It is insurance that covers your vehicle in an accident where you are the at-fault driver. It will also cover you if you are a victim of a hit and run. The insurance company will determine the value of your vehicle if it is deemed a total loss. 

Comprehensive coverage

Life is filled with risks and many things can happen to you over which you have little or no control. Comprehensive insurance protects your vehicle against many of these things. If your vehicle is stolen or vandalized, this is the insurance that protects you. Weather can be fickle and hail the size of a golf ball or strong winds that uproot trees, can cause a lot of damage to your vehicle. 

Roadside Service

Having your vehicle break down or getting a flat tire can be stressful. Having roadside service will give you the confidence that help is just a phone call away. 

Contact August Vincent Insurance Agency in Huntley, IL to discuss your auto insurance needs. 

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