Operating a thriving business in Huntley, IL always comes with unique inherent risks. Risks ranging from a client being injured on your business premises, a natural disaster striking, to a client filing a lawsuit may disrupt your business operations. Therefore, it is imperative for a business owner in Huntley, IL to have solidified commercial insurance in place to safeguard your business and your assets and employees. Protecting your precious investment is an instrumental element in ensuring you have a thriving business. Are you a business owner in Huntley, IL searching for commercial insurance? Don’t look beyond August Vincent Insurance Agency. Our agents will help you to select outstanding commercial insurance meeting your needs and budget. Keep reading to establish why commercial insurance is an absolute necessity.
Protection of your employees
What happens if one of your employees gets extensive injuries or gets ill while working on your premises? Securing workers’ comp insurance is paramount as it caters to your worker’s medical care if they sustain a work-related injury or contract an illness. It also replaces some of their lost income partially and avails financial benefits to deceased workers’ families.
It’s a legal requirement.
Many states, including Illinois, advocate for small businesses to maintain workers’ comp insurance if a business entity possesses employees. It caters to the medical expenses accrued by your workers if they suffer any work-related injury or contract general ailment.
Protection of assets
Did you know that Illinois is home to 1.2 million small businesses? Therefore, businesses are susceptible to vagaries of nature like hailstorms damaging your business assets. Therefore, commercial insurance is an instrumental option that can safeguard a business’s assets ranging from treasured fixtures to computers and inventory.
It covers advertising liability.
If your business entity violates the copyright rules of some other parties or business, it can culminate in a copyright infringement issue. Luckily, liability insurance kicks in and caters to legal liability against such claims.
Are you a business owner in Huntley, IL searching for commercial insurance to safeguard your business and employees? Please call or visit us at August Vincent Insurance Agency; our agents do our best to protect our clients with affordable and sufficient coverages.